Rev. 11/2010

Privacy Policy

FACTS

What does Grinnell State Bank DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social security number and overdraft history
  • Transaction history and credit history
  • Account balances and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

HOW?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Grinnell State Bank chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information Does Grinnell State Bank Share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

YES

NO

For our Marketing purposes - to offer our products and services to you. Grinnell State Bank Does NOT share your information.

NO

We don't share

For joint Marketing with other Financial companies -  Grinnell State Bank Does NOT share your information.

NO

We don't share

For our affiliates’ everyday business purposes- information about your transactions and experiences.

YES

NO

For our affiliates’ everyday business purposes- information about your creditworthiness. Grinnell State Bank Does NOT share your information.

NO

We don't share

For our affiliates’ to market to you. Grinnell State Bank Does NOT share your information.

NO

We don't share

For nonaffiliates to market to you. Grinnell State Bank Does NOT share your information.

NO

We don't share

QUESTIONS? Call 641.236.3174 Email us or go to grinnellbank.com

Who Are We  
Who is providing ths notice? 

Grinnell State Bank
814 Fourth Avenue
Po Box 744
Grinnell, Iowa 50112

What We Do  
How does Grinnell State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and buildings.
*Access is restricted to your personal and account information to those employees who need to know.

How does Grinnell State Bank collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan or make a wire transfer
  • Open an account or apply for insurance
  • Enter into an investment advisory contract.

We also collect your personal information from others, such as credit bureaus, affiliates and/or other companies.

Why can’t I limit all sharing?

Federal Law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes information about your creditworthiness.
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

Definitions  
Affiliates:

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include Grinnell Investor Center, Marengo Insurance and State Bank Insurance.
Nonaffiliates: 

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Grinnell State Bank does not share with nonaffiliates so they can market to you.
Joint Marketing:

 A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Grinnell State Bank does not jointly market.
     
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