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At Grinnell State Bank, we lend money for a diverse range of Commercial and Consumer purposes. We have an Experienced Loan Staff and All Lending Decisions are Made Locally. We feel that Sound Advice is an Important Component of Sensible Borrowing!
We strive to provide a Know Your Customer relationship. We are a business and understand what strong businesses expect with their banking needs. We will grow with you!
We strive to provide Expert Loan Officers with a wealth of background and knowledge in the agricultural and farming industry. This is the heart of our community bank and What We Are Good At.
Ready to purchase your first home? Relocating? Vacation home? We can make it Happen! We have specialized loan officers/MLO's in every branch, ready to "Start your relationship!"
We will build a Strong Relationship with you in an effort to understand your needs and deliver a loan option that suits your lifestyle.
*Consult a Tax advisor regarding the deductibility of Interest.
* Borrowers must be of legal age to apply for a loan or a qualified Co-Borrower, Co-Signor, Guarantor may be required.
Important Information about Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials.
These data are available online at the Consumer Financial Protection Bureau’s website (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this website.
In addition, you may inquire at any of our branches regarding the locations where HMDA data may be inspected.
To request a copy of these data, send a written request to:
Grinnell State Bank
P.O. Box 744
Grinnell, IA 50112