Privacy

Facts- What does Grinnell State Bank DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and Overdraft history Transaction History and Credit History Account balances and Checking account information When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Grinnell State Bank chooses to share; and whether you can limit this sharing.

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and Overdraft history
Transaction History and Credit History
Account balances and Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Grinnell State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Grinnell State Bank share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	YES	NO
For our Marketing purposes- to offer our products and services to you	NO	We don’t share
For joint Marketing with other Financial companies	NO	We don’t share
For our affiliartes’ everyday business-Transactions information about your transactions and experiences	YES	NO
For our affiliates’ everyday business-Creditworthiness information about your creditworthiness	NO	We don’t share
For our affiliates’ to market to you	NO	We don’t share
For nonaffiliates’ to market to you	NO	We don’t share

Questions?	Call 641.236.3174 or go to www.grinnellbank.com

Who are we
Who is providing this notice?	Grinnell State Bank 814 Fourth Avenue, Po Box 744, Grinnell, Iowa 50112
What we do
How does Grinnell State Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Access is restricted to your personal and account information to those employees who need to know.*
How does Grinnell State Bank collect my personal information?	We collect your personal information, for example, when you Apply for a loan or make a wire transfer Open an account or apply for insurance Enter into an Investment advisory contract. We also collect your personal information from others, such as credit bureaus, affiliates and/or other companies.
Why can’t I limit all sharing?	Federal Law give you the right to limit only Sharing for affiliates’ everyday business purposes, information about your creditworthiness, Affiliates from using your information to market to you,and sharing for nonaffiliates to market to you. State Law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include Grinnell Investor Center, Marengo Insurance and State Bank Insurance.
Nonaffiliates	Companies not related to common ownership or control. They can be financial and nonfinancial companies. Grinnell State Bank does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliate financial companies that together market financial products or services to you. Grinnell State Bank doesn’t joint market.