Free Checking: Free Checking That Costs Less! There is never any service charge for the use of this account with check writing capabilities. No minimum balance requirement, no average balance or limits on the number of checks you write! ShazamChek and ATM cards are available on this account. Overdraft privilege is available on this account. 

 

Preferred Checking: All the same advantages as Free Checking with the added perk of NO ATM FEES, as long as you keep your Average Daily Balance above $500. If you dip below the minimum requirement the account will be subject to service fees. Overdraft Privilege is available on this account. 

 

Best Years Checking: Persons over the age of 65 qualify for a Regular Personal Checking Account with a modified monthly service charge schedule. There are no monthly service fees on this account unless there are excessive transactions. The first 50 items are free, then $0.15 per item.  You must open this account with a $100.00 deposit. 

 

Personal N.O.W. Checking: Earn Interest On Your Checking Account! With a balance over $2000 you can write up to 40 checks and make 10 deposits per month or statement cycle without having to pay ANY fees! The interest rate and annual percentage yield are set by the bank and subject to change on a monthly basis. Interest will be compounded and credited to the account monthly.  

 

Full Service Checking: Earn a competitive rate of interest while maintaining the liquidity of a checking account. There is no limit on check writing, Free ShazamChek and ATM cards, No additional transaction charges, and Overdraft Protection is also available. (Minimum opening deposit of $5000.00) 

 

Heritage Club Checking: (For customers 50 and over). This account will qualify you as a member of our celebrated Heritage Club and all its benefits. It offers unlimited check writing and access to ShazamChek and ATM cards. No service fees for Average Daily Balances over $1,500. As well as many other great benefits listed on the Heritage Club section of our website, check it out! 

 

For details on any of these accounts please feel free to call us at 641.236.3174 or 1-800-236-3187. or email; customerservice@grinnellbank.com 

 

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